Whether you are buying your first home, moving to a new home or refinancing your existing home, our mortgage professionals are ready to help you find the right VA loan.  

Are you dreaming of owning your own home? The VA Home Loan is here to make that dream a reality for veterans and active-duty service members.

Let's break it down: What is a VA Home Loan? A VA Home Loan is a mortgage loan program specifically designed to assist veterans, active-duty military personnel, and eligible surviving spouses in purchasing a home. It's a powerful benefit provided by the U.S. Department of Veterans Affairs (VA) to honor and support those who have served our country. Unlock Your Dream Home with a VA Home Loan! 

🌟 Benefit #1: No Down Payment Required.  With a VA Home Loan, you can say goodbye to the hefty down payments that can be a significant barrier for many homebuyers. 

🌟 Benefit #2: Competitive Interest Rates. VA Home Loans offer some of the most competitive interest rates in the market. This means lower monthly payments and more financial flexibility for you and your family. 

🌟 Benefit #3: No Private Mortgage Insurance (PMI)  Unlike conventional loans, VA Home Loans don't require monthly Private Mortgage Insurance (PMI). PMI can add a significant cost to your monthly mortgage payment that you won't have with your VA loan. 

Your BFG Lending team provides expert knowledge, industry leading service and product specialty for VA home loans.

For more details, see our section below "What you need to know" or request  an VA estimate, book a free consultation or apply now below. 

Contact us today learn more about how a VA Home Loan can make your homeownership dreams a reality. 

A VA (Department of Veterans Affairs) loan is a mortgage loan program specifically designed for eligible veterans, active-duty service members, and certain military spouses. VA loans offer several benefits, and they can be used for various purposes related to homeownership.

Here are some common uses of VA loans:

Home Purchase: VA loans can be used to buy a primary residence, including single-family homes, condominiums, and townhouses.

Construction of a New Home: Veterans can use VA loans to finance the construction of a new home, either through a builder or a custom home project.

Refinance: VA loans can be used for refinancing existing mortgages.

The two main types of VA loan refinancing are the Interest Rate Reduction Refinance Loan (IRRRL) and Cash-Out Refinance. IRRRL

(Streamline Refinance): This is a simplified refinance option that allows veterans to reduce their interest rates on an existing VA loan with minimal documentation.

Cash-Out Refinance: Veterans can refinance their existing mortgage and take cash out of their home equity for various purposes, such as home improvements or debt consolidation. Adaptation of a

VA Home Loans also offer:

✅ Flexible Credit Requirements: Don't let a less-than-perfect credit score hold you back. VA Loans often have more lenient credit standards, making it easier for you to qualify. We offer VA loan's with credit scores down to 580.

✅ Cash Out Available Up to 100% Loan To Value.

✅ VA Loans Eligible with SFR, 2-4 Units, Condo's and Town Homes.

✅ Jumbo Loan Amounts Allowed

✅ High Debt To Income Ratio's allowed up to 60%.

✅ Limited Closing Costs: VA regulations limit the closing costs you can be charged, providing additional savings during the home buying process.

Contact our dedicated team of VA Home Loan experts today, and let us guide you through the process. !

Request  a quote, book a consultation or apply now below.  Contact us to learn more about how a VA Home Loan can make your homeownership dreams a reality.