After several years of excluding the entrepreneurial spirit from mortgage programs and guidelines there are new loan programs now available designed JUST for the self employed borrower. These loan programs do not require tax returns, 1099's, k-1's or other traditional income documentation. Instead, income qualification will be determined by gross deposits made to business or personal bank statements. Perfect credit is not required as FICO scores are allowed down to 620 and major credit events like a foreclosure typically only need 2 years seasoning. Down payment requirements will range from 10% to 20% and there is never PMI. Rates are very competitive and the loan product is available in over 40 states. You can learn more details at https://www.jumbolowdown.com/NonPrimeJumbo/nonprimejumbo/